Smart underwriting

Capgemini offers multiple solutions to enhance risk assessment accuracy and pricing.

The first major tool is Intelligent Location, designed to improve accuracy in risk assessments thanks to enriched decision-support analytics. It helps you use external data from curated vendors, risk indicators, etc. to create a centralized location hub with granular location risk profiles and near real-time risk profile assessments. 
We offer you another powerful solution, Generative AI for Professional Liability Pricing, that uses AI and large language models to monitor company disclosures and advise clients on risks. This customizable solution, enhanced with predictive modeling, helps insurers exceed traditional D&O underwriter insights.

An underwriter’s workbench transforms the underwriting function by reducing workflow and the amount of data and documents. With quick access to required data, your underwriters gain a single pane of glass view. By leveraging automation and generative AI, they are free to focus on improving collaboration with brokers, leading to increased conversion and optimized results.​

Dynamic pricing is becoming a critical component to acquiring and retaining customers. Our tools will help you transform your pricing analytics development and deployment value chain to improve your speed to market.

You can make informed decisions and update underwriting guidelines promptly with insights drawn from your portfolio data. Our new solution allows for a clear understanding of your current policies, exposure limits, and detailed analysis of areas with excessive risk.