Capgemini_Industries-Banking
Solution

Open banking

Open banking provides tremendous opportunities to digitally transform, drive innovation, create a partner ecosystem, and unleash new revenue streams to power growth.

Traditional banks are seeking innovative ways to collaborate with external partners to unlock new revenue models using APIs, offer innovative customer propositions, and comply efficiently with regulations. And they often face barriers because of legacy infrastructures, cybersecurity concerns, and data security and privacy issues.

With Capgemini’s open banking offering, banks can seamlessly and securely exchange data and resources, enabling them to deliver innovative customer propositions, and accelerate time-to-market for new products and services – as well as effectively comply with local regulations and monetize APIs.

Our open banking platform

Capgemini’s open banking platform is a proven API-enabled platform that is currently delivering secure, market-leading advantage to our clients.

Our combination of a modern core and API infrastructure enables an ecosystem of financial services and non-financial service players to deliver a platform-based banking experience, and rapidly build and test unique, innovative propositions.

Working with us, our clients have accelerated implementation timelines by up to 50%.

Partner with Capgemini to navigate the open banking economy, and:

• Implement the open banking platform
• Build an open banking security profile
• Comply with local open banking regulations or explore industry initiatives like PSD2 and CMA
• Design your consent management/user-permissioned data
• Confidently manage open banking testing.

Next Gen Financial Services

Now is the time to thrive in the highly disruptive environment of next generation digital banking. We can help you do that.

Meet our experts

Dr Cliff Evans

Head of Practices, Financial Services Europe
Interested in the human and engineering challenges from the implementation of new technologies to realise sustainable benefits. Responsible for evolving our technology capabilities and enabling our clients to think and act two steps ahead. Focussed on the Banking and Financial Services Sector which is undergoing unprecedented change, as a consequence of the impact of new technologies and competitors.

Sankar Krishnan

Digital Assets Head, Capgemini Financial Services

Jeroen Hölscher

Global Head Payment Services

Rishabh Shah

Head of DLT Capabilities, Financial Services

    Partners