Banking and capital markets

Banks and capital markets firms are facing unprecedented disruption. While reducing costs is critical, they must also invest in digital banking transformation to meet customers’ evolving digital expectations, manage risks, and attain sustainable business practices. As the industry adapts, firms need to create customer-centric business models and deliver personalized experiences to meet changing demands.

We partner with top global financial institutions, including 8 of the top 15 banks and 9 of the top 15 diversified financial companies, to drive digital transformation that aligns with business objectives. By reimagining traditional banking models, we help firms become data-driven enterprises that can swiftly respond to market shifts, build stronger relationships with partners, and remain compliant with evolving regulatory requirements.

For capital markets firms, the need to reduce operational costs and improve trade efficiencies while maintaining compliance with regulatory demands is paramount. Our expertise in banking IT services helps firms adopt robust digital infrastructures that streamline processes, improve data management, and foster innovation. We offer comprehensive solutions that empower capital markets firms to navigate the complexities of their industry with confidence, ensuring long-term resilience and operational excellence.

World Cloud Report – Financial Services 2025

Propel top-line growth with your cloud journey: Fast-track efficiency, innovation, and superior CX

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Transforming Core Banking Platforms with Rigorous Governance & Prioritization

Transforming core banking reduces costs, boosts agility, and integrates FinTech. Discover key success factors and real-world benefits.

World Payments Report 2025

Velocity, meet value: Lead in the open and instant future of payments

World Wealth Report 2024

Intelligent strategies for winning with the ultra-wealthy: Bridge wealth management and family office strengths to fuel growth.

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World Retail Banking Report 2024

Intelligent banks do more with less: Take an efficiency leap with frictionless, personalized banking

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Digital banking solutions

Leverage our expert banking consulting solutions to optimize operations, mitigate risk, and accelerate digital transformation.

Capital markets

In the capital markets landscape, navigating multiple strategic objectives demands advanced solutions that keep pace with business and technological shifts.

We bring capital markets expertise, global delivery capability, deep industry networks and technology innovation to help prepare your firm for the future.

Cards and payments

Now is the time to consolidate your competitive position using digital solutions, while maximizing your return on investment.

We’re enabling financial institutions to deliver attractive, future-proofed, next-generation payment solutions at scale, and efficiently manage compliance and the complex risk environment.

Lending

Lending models need to be simpler, faster, and personalized for customers, and remain competitive for banks.

We help commercial and consumer lenders to create seamless, digital, lending experiences, automating processes at scale, and generating data-driven insights, while effectively managing risk.

Retail and commercial banking

To create long-term value, banks must meet changing customer expectations and increase their market agility.

We work with clients to transform a product-led, siloed operating model into a streamlined, agile platform, to enable hyper-personalized customer experiences.

Wealth management and retirement

Customer and industry dynamics for wealth management firms are transforming rapidly.

We help deliver superior investor experiences, empower your advisors through hyper-personalization at scale, and gain efficiencies by embedding data-driven insights and new technologies.

Unlock the future of banking with Capgemini

Explore our innovative solutions designed to drive your banking transformation. Contact us to discover how we can optimize your operations and enhance customer experiences.

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Featured services

Cloud for financial services

Unlock the full potential of your cloud investments.

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Customer first, banking and capital markets

Ready to unlock the power of customer-centricity?

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Sustainability for financial services

Sustainability presents real opportunity for industry growth and leadership: Accelerate ESG action for better business outcomes.

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Data-powered financial services

Our unique solutions help clients harness the power of data through AI, machine learning, process automation, and more.

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Financial crime compliance and risk management

Don’t simply comply – stay ahead of the curve.

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Core banking

Transform the core for your digital future with our core banking modernization solutions.

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Client stories

Becoming more customer-centric with personalized offer management

A leading bank transformation: plan, build, and implement end-to-end offer management platform leveraging Naehas and Adobe solutions, powered by AI.

Designing an award-winning banking and investment experience for Odeabank

Building and launching an all-encompassing, best-in-class banking super-app.

International banking group grows customer engagement with investment research platform

Revenue growth driven by attracting more customers through a customer-centric digital research platform.

Streamlining customer and user experiences for a leading financial institution

Developing a new service experience review methodology that helped unlock opportunities to reduce costs and improve customer service.

Training Crédit Agricole managers on environmental issues

Developing a tailor-made training course that combines academic knowledge and banking-specific knowledge related to sustainability-focused transformation.

Data and AI, Technology

Beyond knowledge management: Unlocking Gen AI's full potential in financial services

Oct 16, 2024

Customer experience

Creating a loyal experience for customers in banking

Vinay Patel

Sep 25, 2024

Technology

How FMI providers can lead a new wave of collaboration within Post-Trade Capital Markets

Michael Hughes

Sep 19, 2024

Meet our experts

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Awards and recognition

Capgemini Named Leader in Open Banking IT Services by Everest Group

We excel in open banking with AI-driven solutions, regulatory compliance, and personalized services, earning Leader status in Everest Group’s 2024 assessment.

Capgemini Named Leader in Capital Markets IT Services by Everest Group

Capgemini leads in capital markets with innovative tech, strategic partnerships, and sustainable investments, earning Leader status in Everest Group’s 2024 assessment.

Capgemini Named Horizon 3 Market Leader in HFS AWM Report 2024

Capgemini excels in asset and wealth management with deep expertise, innovation, and global delivery, earning Horizon 3 Market Leader status in HFS report.

2024 Partner of the Year

Capgemini was presented with the Pega Partner of the Year the Award and Communication Award in recognition of digital transformation and excellence in Pega’s go to market strategies.

Awards and recognition

Our partners for banking and technology solutions

We collaborate with leading technology companies to drive business transformation in banking, helping our clients enhance operations and deliver exceptional, customer-centric experiences through cutting-edge banking technology.