Retail and commercial banking

Traditional industry boundaries are blurring as banks become virtually invisible. Across the retail and business segments, banks need to enrich their customer value and create agile business models. We can accompany you in becoming a truly global bank.

We are helping banks deliver sustainable, personalized customer experiences, adopt platform-based models, unlock the value of open ecosystems, and harvest data-driven insights.

For your commercial customers, you’ll create quicker, cost-effective and value-added solutions. For your retail customers, you’ll drive hyper-personalized, humanized banking experiences. And for your bank? You’ll maximize your potential, and achieve a greater return on investment.

    Retail banking top trends 2024

    New-age players, emerging technologies, and expanding regulatory compliance are transforming the retail banking landscape.

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    Temenos delivery partner of the year

    Recognition for our investment in technology and complex projects delivery with enhanced client impact.

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      What we do

      Achieve high-velocity marketing, and enhance your marketing performance.

      With our connected marketing for financial services solutions, we help you achieve high-velocity marketing, and enhance your marketing performance, by building adaptive and agile operating models, acting on data-driven insights, and establishing a resilient, scalable technology platform.

      Create a sustainable, next generation contact center experience.

      Heightened customer expectations and a renewed focus on cost efficiency is pushing organizations to look differently at roles and operations of contact centers.

      We use leading edge technologies built with cloud, omnichannel, self-service, and advanced AI/cognitive capabilities to help you drive impactful customer and agent experiences.

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      Fintechs, neobanks, and challenger banks are making it difficult for traditional banks to keep up with rising customer expectations for hyper-personalized and seamless services.

      Our banking solutions provide the tightly integrated, omnichannel experiences that customers expect, and the actionable business information that banks need.

      We offer modern design and implementation solutions that optimize the customer experience, reduce operating costs and enhance service quality, while managing risk and regulatory compliance more effectively.

      As a result, banks can reduce total cost of ownership, boost operational efficiency and flexibility, and put in place an IT platform that will be sustainable into the future.

      Core Banking
      Digitalize your complete trade finance value chain – including traditional trade (loans, letters of credit, collections and guarantees) and structured trade (receivable and payable financing).

      With our trade-as-a-service, powered by Finastra and delivered on Microsoft Azure, you can innovate at speed, lower the total cost of ownership, and minimize risk.

      Capgemini’s end-to-end working capital finance services can help you:
      • Engage your corporate customers with personalized experiences
      • Eliminate, automate, and optimize business processes
      • Seamlessly transition from manual processes to intelligent zero-touch processing
      • Harness data-driven insights with machine learning and artificial intelligence
      • Reduce TCO by utilizing managed services.

      Visit Finastra

      Research and insights

      Report

      Enabling growth through the market-centric data layer
      Point of view

      Ramping up customer experience (CX) – from interaction to engagement
      Point of view

      How banks can use generative AI to enhance marketing disclosures
      Capgemini Research Institute

      Generative AI and the evolving role of marketing: A CMO’s playbook
      Report

      Modernizing offer management systems to win the battle for growth
      Point of view

      Shaping the AI-enabled customer experience

      Client Story

        A leading bank becomes more customer-centric with personalized offer management

        Capgemini helps a leading financial services institution transform its offer management, resulting in more tailored customer experiences and substantial cost savings

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        Developing a one unified desktop contact center for a leading international financial institution

        Capgemini collaborated with the company to design and develop a lean contact center that revolves around a One Unified Desktop model, which streamlines the experience for both agents and customers

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          Expert perspectives

          Customer experience

          Ecosystem-enabled transformation for banks

          Anuj Agarwal
          Sep 23, 2022
          Customer experience, Technology

          How a siloed approach prevents banks today from fully leveraging data to increase customer engagement

          Capgemini
          Aug 17, 2022

          Meet our experts

          Nilesh Vaidya

          Global Head of Banking and Capital Markets

          Carlos Salta

          EVP, Head of Banking and Capital Markets Practice

          Gaurav Sophat

          Expert in Banking, Financial Services, Insurance

          Gareth Wilson

          Executive Vice President – Head of UK Banking and Capital Markets

          Chandramouli Venkatesan

          Vice President – Portfolio Development Lead – Digital Front Office Transformations | Banking and Capital Markets
          Chandra leads the Front Office transformation portfolio (marketing, sales and customer service) and serves banking and capital markets clients. He focuses his work on customer experience and helping financial institutions transform marketing, sales and customer service into more customer-centric organizations with an emphasis on experience strategy design, technology and data. Chandra has deep experience driving CX transformation for retail banks, payments companies, wealth management and capital markets firms.

            Partners

            Join the conversation on LinkedIn

            Connect with our experts and read the latest industry insights on our dedicated LinkedIn page

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